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Mark Jozefowski
December 4, 2006, 4:26 am
I just applied online for a credit card. I was approved for 6800.00. I wanted to go back and add my wife and her income to the card. However, it would not let me. 1. Am I getting this card? 2. Can I still add my wife and her income(we\'d like more credit? Mark Jozefowski
If you didn't cancel it and received the approval, you'll get this credit card, I think. If you want to add your wife to this credit card after you receive it, you can sign her as a co-signer or order an additional card for her (so that you'll be able to use it together, but the card will be in your name). But still it is better for you to have two separate cards or apply for a credit card for husband and wife, that enables both of you to build credit.
So, choose what's more important for you at the moment and apply for a credit card best fitting your needs.
Best,
Manager of Immediate Credit Card Care Service
Sherry
December 5, 2006, 1:43 am
I want to get a credit card to re-establish my credit, but hesitate to apply, because if I am declined, it will put another inquiry on my report. What card should I apply for with a credit score of 575?
Your credit score indicates that you have poor or even bad credit. At Bad credit cards section of our site we feature best bad credit credit cards which you are very likely to be approved. So make a close study of the credit card offers available and feel free to apply for the one best fitting your credit score and credit efficiency. You should also read terms&conditions of the credit cards before making an application to be sure it satisfies your needs and your score is efficient for it.
Best,
Manager of Immediate Credit Card Care Service.
Shanta
December 6, 2006, 5:19 am
looking for a credit card wit out up front fee
I can't give you any recommendation as you haven't mentioned your credit history. Some credit cards are not available for unsufficient credit history, so please, make your request more detailed, so that I could advise something definite.
Best,
Manager of Immediate Credit Card Care Service
fran simpson
December 7, 2006, 2:50 am
where in leamington ontario can iuse the america express card
For such kind of information, please, go to the official site of American Express bank, where you can find addresses of ATMs and shops. Generally, you can use the credit card at those shops or sites or restaurants where you can see the trademark of this credit card, in your case, it is American Express trademark. They are usually placed as stickers on the doors or near the cash register. The same concerns ATMs, but you should be in the know that if you want to use your credit card at the ATM of some other bank, you'll have to pay a fee for each transaction.
Best,
Manager of Immediate Credit Card Care Service
joy cehorney
December 7, 2006, 9:18 am
need instructions on the application online
If you want to apply online for a credit card,
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.
Best,
Manager of Immediate Credit Card Care Service
ENS, Henry
December 7, 2006, 9:24 am
How do I ascertain my current credit rating score?
You can apply to credit bureaus and demand your credit report. You have the right to get it once a year on a free basis. But you should be attentive when reading your credit report, as it is important to remove all the incorrect items and add the missimg ones. It would be perfect if all your credit reports will be equal, so that you won't have to worry about what credit bureau provides credit histories for the bank you want to refer for a credit card. You can also receive your .free credit score at the site of our partners.
Regards,
Manager of Immediate Credit Card Care Service.
andronik
December 8, 2006, 3:41 am
i have plenty credit cards balance for 300$ and i payed 1 year, no late charge and i need trancfer for credit card and i need a higher balance my credit score after bankrabsy(it was 1 year a go)584
Unfortunately,you can't apply for balance transfer credit cards as they are for good credit only, but you can get a bad credit card with a credit limit higher than $300. Look at our bad credit card offers and choose the one for you. But do not expect to see a credit limit counted in thousands, as you've got a significant delinquency in your credit history. The only thing you can do at the moment is applying for bad credit cards and pay them off accurately, accumulating credit score, since you won't be able to apply for better cards for the next 6 years. And be sure to read terms&conditions of the card before application. Good luck!
Best,
Manager of Immediate Credit Card Care Service
maxine
December 8, 2006, 11:47 pm
can a person get a credit card evenwithbad credit
Yes, he can apply for bad credit cards that differ from others as they have higher charges, lower credit limit and no rewards, but you can build your credit score with them. There are rules to be observed when building or rebuilding your bad credit: always pay on time and make more than minimum payment, never apply for credit cards for which your credit is not good enough. Thus, in a year or two you can build quite a decent credit rating.
Best,
Manager of Immediate Credit Card Care Service
Joe
December 9, 2006, 10:06 pm
what should i do after bankruputcy
You should try to rebuild your credit! Of course, you can't do anything about the negative item for 7-10 years (depending on the chapter you were charged on), but you can accumulate credit score with bad credit cards and show your being responsible accurately paying off the balances. If you are ready to pay, you can get several credit cards and pay them off concurrently, but be sure you can't ask for more beneficial terms for these cards (no bank will agree to that), as you have to work for discharging your bancruptcy.
Best,
Manager of Immediate Credit Card Care Service
kathy
December 11, 2006, 4:30 am
I used to have a credit card through you and I was needing to know the account number and balance. I know that it has went to collection, I am trying to work with dept consolitdation specialist to get it taken care of
We have no access to your accounts and personal information, so you should turn to your bank for this data. Be ready to pay much more than you expected as late payments and to find your credit score lowered.
Best,
Manager of Immediate Credit Card Care Service
